Payment gateway & Wallet
We help global fintechs launch payment gateways and digital wallet services across Africa, covering licensing, compliance, cross-border payments, and tax structuring in every market.
Our Payment Gateway & Digital Wallet practice empowers fintech companies to build and scale digital payment solutions across Africa. With over 50 countries, each with its own financial regulations, central bank policies, and currency controls, setting up a payment gateway or digital wallet in Africa requires deep regulatory knowledge and strong local partnerships.
The African payments landscape is highly dynamic:
Nigeria, Uganda, Ethiopia, Mozambique, Ghana, Kenya, and South Africa have advanced frameworks for mobile money, e-wallets, and merchant payment gateways, but also enforce strict rules on licensing, capital requirements, and transaction monitoring.
Other markets, such as Ethiopia, Tanzania, and Ghana, are rapidly developing digital payment ecosystems but face currency restrictions, evolving AML regulations, and fragmented cross-border settlement rules.
In some regions, interoperability between mobile wallets, banks, and telecom operators is still limited, creating challenges for seamless scaling.
We help clients navigate this complexity with end-to-end support, including:
Payment service provider (PSP) and e-money licensing across African jurisdictions.
Regulatory compliance covering AML/CFT, KYC, consumer protection, and data privacy.
Cross-border payment structuring to ensure smooth settlement and FX compliance.
Audit and tax advisory for digital wallet and gateway operators.
Partnership building with banks, telecom operators, and regulators to accelerate approvals and market access.
Our strength is combining pan-African reach with local expertise. Whether you want to launch a digital wallet in Kenya, expand a payment gateway in Nigeria, or integrate cross-border e-commerce payments across Africa, we provide the legal, regulatory, and operational guidance needed for compliant and sustainable growth.
By working with us, global fintechs can overcome Africa’s regulatory fragmentation, currency restrictions, and interoperability gaps, unlocking the continent’s enormous potential for digital payments and financial inclusion.